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Entire life insurance plans are non-correlated properties. Regardless of what takes place in the market (stock, real estate, or otherwise), your insurance coverage plan keeps its well worth.
Market-based investments grow riches much faster but are revealed to market changes, making them inherently risky. What happens if there were a third container that provided safety but additionally modest, surefire returns? Whole life insurance coverage is that 3rd pail. Despite just how varied you think your portfolio might be, at the end of the day, a market-based financial investment is a market-based financial investment.
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